Fresh Start
Rebuild your credit and get back on track.
Rebuild your credit and get back on track.
Financial setbacks can happen to anyone—divorce, illness, or job loss shouldn't permanently define your financial future. The Fresh Start program is more than just a loan; it's a partnership designed to help you rebuild. We look beyond your credit score to understand your full story, providing a manageable path back to financial health with reporting to all three major credit bureaus.
We make borrowing simple, transparent, and fair.
We treat every applicant with respect, understanding that life happens and past setbacks don't define you.
Every on-time payment is reported to Equifax, Experian, and TransUnion to maximize score growth.
Demonstrate reliability and graduate to our standard, lower-rate loan products over time.
We customize repayment schedules to fit your current income, ensuring you can pay with ease.
Get your funds in 3 simple steps.
Apply online and tell us about your situation. We look at the person, not just the number.
Receive a personalized loan offer specifically designed for rebuilding your financial profile.
Set up autopay and watch your credit profile recover with every on-time payment.